No Neighborhood Homes with Creek/Stream Lot Description

No Neighborhood Homes with Creek/Stream Lot Description

Welcome to the serene landscapes of North Carolina, where tranquility meets nature in perfect harmony. Nestled in this picturesque state, homes with creek and stream lots offer a unique opportunity to embrace the beauty of the great outdoors right from your backyard. Imagine waking up to the gentle sound of flowing water, surrounded by lush greenery and the soothing sights of wildlife.

These homes are not just a place to live; they are a retreat from the hustle and bustle of everyday life. Whether you’re sipping your morning coffee on a sun-drenched porch or enjoying a peaceful evening by the water’s edge, the charm of creek-side living is undeniable. With ample space for outdoor activities, these properties are perfect for families looking to explore nature, host gatherings, or simply unwind in a serene setting.

North Carolina’s diverse climate provides year-round enjoyment, allowing you to take advantage of the changing seasons. In the spring, vibrant blooms surround your home, while summer invites lazy afternoons spent fishing or picnicking by the stream. Autumn brings a breathtaking display of fall foliage, and winter offers a cozy retreat as you enjoy the tranquil landscape blanketed in snow.

Living in a home with a creek or stream lot means you are not just purchasing property; you are investing in a lifestyle filled with peace, beauty, and the joys of nature. Discover the perfect blend of comfort and adventure in North Carolina, where your dream home awaits along the soothing banks of a serene waterway.

Newest No Neighborhood Homes with Creek/Stream Lot Description

$1,000,000
3 Beds 3 Baths 4405514 MLS ACTIVE Status
This 74.06-acre unrestricted property features long-range mountain views, Canoe Creek running the length of the property with several access points to the water, and approximately 2 miles of hiking and 4wheeler trails for enjoying your private mountain sanctuary. It includes a 2,351 sqft 3BR, 3BA 2story home built in 2020 along with multiple other potential build sites throughout, and an open, grassy field perfect for picnics, bonfires and recreation. The property sits across the street from the 652 acre Oak Hill Community Park and Forest which hosts over 20 miles(and growing) of mountain biking and hiking trails. Lake James and Lake James State Park are less than 15 mins away for water sports, hiking and more mountain biking for adrenaline enthusiasts. The towns of Old Fort, Black Mountain, Boone, Blowing Rock and Asheville are all less than an hour's drive from the property. Historic downtown Morganton which offers shopping several grocery stores, restaurants, breweries and wineries is just 10 minutes away by vehicle; Enjoy the Historic Morganton Festival in September, the TGIF series that runs from May through July and the Winter Carnival and Downtown Lighting to start the Christmas holidays; These 74 acres offer a blend of privacy, natural beauty and development potential while remaining pristine and with breathtaking views; This is the perfect setting for your own private estate, a family compound, a hunting property, an eco-tourism venture including camping and glamping, an AirBnB or as a legacy investment; Explore the remaining foundation of the old JD Pitts Dam and Mill site on the property in Canoe Creek where grain was milled using the dam, water wheel and grinding wheels; Game on the property include deer, turkey, rabbit, dove, and an occassional bear, and more; The custom-designed, like-new 2story home has a 1st floor bedroom and full bathroom, an open layout and 2 primary and secondary owner's suites; The entry room has 2 closets and a vaulted, shiplap ceiling; The kitchen has a wonderful view of the backyard landscaping and hill along with a large island and stainless appliances; The dining room has a comfortable window seat and a table made from local harvested wood; The living room has plenty of natural light coming in and a sliding glass door to the spacious, covered rear deck with its wood stove; The left side owner's suite has an office area and balcony, a loft area, the laundry and a full bathroom with a tiled and glass stall shower; The right side owner's suite with its own private access and stairway has a large walk-in closet / office and a full bathroom with a stall shower; Other desirable features include a 1st floor workstation, shiplap walls, wood laminate planking and ceramic tile flooring, a hot tub and 2 mini-split heat/air units with 5 trunk lines; The outdoor space includes a landscaped front natural area, a fire pit and backyard access to the trail system; The attached garage and attached storage area give you valuable storage area; The detached garage has electric, a concrete floor and a rear lean-to perfect for a tractor or side-by-side; The property was accepted in March 2026 to the NC Present-Use Value program which provides tax incentives to the property owner;

1568 Watermill Road, Morganton

Listing courtesy of Keller Williams Unified. Bobwarchol@kw.com

$385,000
3 Beds 3 Baths 4406545 MLS ACTIVE Status
Rare opportunity to own 2.5 private acres in one of Charlotte's fastest-growing areas—offering the perfect balance of peaceful country living with everyday convenience. Nestled on a beautiful property complete with a fenced pasture, this home is ideal for those dreaming of space for horses, small livestock, gardening, or simply enjoying the privacy of acreage. Best of all, no HOA and no city taxes. Inside, the open floor plan provides spacious, comfortable living with abundant natural light and a layout designed for both everyday life and entertaining. The kitchen features updated appliances and flows seamlessly into the main living areas. The oversized primary suite is a true retreat with a renovated en-suite bath and a generous walk-in closet. Two additional bedrooms each feature their own full bath, creating an exceptionally functional 3-bedroom, 3-bath floor plan for family or guests. The expansive unfinished basement presents endless possibilities—create a second living area, home office, workshop, art studio, fitness room, or even explore rental or multi-generational living potential. An oversized two-car garage provides ample room for vehicles, hobbies, and additional storage. Located just minutes from shopping, dining, and major commuter routes along Beatties Ford Road, this property delivers the rare feeling of living in the countryside while remaining close to everything Charlotte has to offer. Sold As Is, this home appears structurally sound and is ready for its next owner to add their personal style and updates. Whether you're looking for privacy, acreage, space for animals, or a property with incredible potential, this home is truly a unique opportunity.

3608 Cowboy Lane, Charlotte

Listing courtesy of Select Realty. molly@mollyzahn.com

$3,500,000
4405504 MLS ACTIVE Status
Some Lake Norman properties offer waterfront. Others offer acreage. Few offer both while providing the infrastructure and flexibility to begin enjoying the property immediately. Encompassing approximately 12.77 private acres across two adjoining parcels, this exceptional offering presents a rare opportunity to create a custom waterfront estate without starting from scratch. Positioned behind a gated entrance at the end of Whispering Winds Drive, the property combines approximately 9.26 acres of improved land with an adjoining 3.51-acre waterfront homesite, creating one of the most unique estate opportunities available on Lake Norman. Gently rolling, predominantly wooded terrain, established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline that transitions into a continuously flowing creek forming part of the property's boundary, with long water views and immediate access to the main channel, create an exceptional setting for a legacy property. An adjoining subdivision common area provides an additional natural buffer, enhancing the property's privacy and preserving the natural surroundings. The waterfront parcel has already been thoughtfully prepared for its next chapter with a cleared homesite and an active, transferable four-bedroom septic improvement permit, providing an outstanding starting point for a future custom primary waterfront residence. Whether your vision is a private estate, weekend retreat, or multigenerational property, the setting offers the space, privacy, and flexibility to bring it to life. Unlike traditional vacant land offerings, this estate includes substantial existing improvements on the adjoining parcel that dramatically reduce the time between closing and enjoying the property. Completed in 2023, the newly constructed accessory residence provides approximately 700 square feet of heated living space with one bedroom, one full bath, and an open-concept kitchen, dining, and living area. The residence is served by its own private well and septic system, allowing comfortable accommodations while the future primary residence is designed and constructed. An approximately 1,800-square-foot insulated garage and workshop further distinguishes the property, featuring approximately 14-foot ceilings, two 12-foot overhead doors, polyurea epoxy flooring, Galvalume interior wall and ceiling finishes, custom cabinetry, utility sink, ice maker, propane ceiling heater, air compressor plumbing, overhead storage, and exceptional workspace. Additional improvements include covered lean-to storage, a storage building, concrete wash pad, and a 500-gallon propane tank. A private dock and boat lift (currently without electrical service) provide immediate access to Lake Norman, allowing buyers to enjoy the waterfront from the day they take ownership. With no HOA, no CCRs, exceptional privacy, existing improvements, and one of the rarest combinations of acreage and waterfront remaining on Lake Norman, this is far more than a vacant homesite, it is an opportunity to immediately enjoy an extraordinary property while creating a custom waterfront estate designed for generations to come.

1150 Whispering Winds Drive, Catawba

Listing courtesy of SERHANT. Jeremy.toney@serhant.com

$3,500,000
1 Beds 1 Baths 4405476 MLS ACTIVE Status
Some Lake Norman properties offer waterfront. Others offer acreage. Few offer both with the ability to begin enjoying the property immediately while creating a custom waterfront estate. Encompassing approximately 12.77 private acres across two adjoining parcels, this exceptional offering presents a rare opportunity to own an extraordinarily private Lake Norman property where much of the groundwork has already been completed and the next chapter is yours to create. Tucked behind a gated entrance at the end of Whispering Winds Drive, the property unfolds across gently rolling, predominantly wooded acreage with established trails, a year-round creek, abundant wildlife, and approximately 213 feet of riprapped Lake Norman shoreline that transitions into a continuously flowing creek forming part of the property's boundary, with long water views and immediate access to the main channel. An adjoining subdivision common area provides an additional natural buffer, enhancing the property's privacy and preserving the surrounding setting. A thoughtfully cleared waterfront homesite has already been established, providing an ideal setting for a future custom primary waterfront residence while preserving the property's remarkable privacy and natural beauty. Unlike purchasing raw waterfront land, this property can be enjoyed from the day you close. Completed in 2023, the newly constructed accessory residence offers approximately 700 square feet of heated living space featuring one bedroom, one full bath, and an open-concept kitchen, dining, and living area. Served by its own private well and septic system, the residence provides comfortable accommodations while plans for a custom waterfront home move forward. Complementing the residence is an approximately 1,800-square-foot insulated garage and workshop designed for collectors, hobbyists, and outdoor enthusiasts alike. Finished with approximately 14-foot ceilings, two 12-foot overhead doors, polyurea epoxy flooring, Galvalume interior wall and ceiling finishes, custom cabinetry, utility sink, ice maker, propane ceiling heater, air compressor plumbing, overhead storage, and generous workspace, the building offers exceptional versatility. Additional improvements include covered lean-to storage, a storage building, concrete wash pad, and a 500-gallon propane tank. The adjoining waterfront parcel further enhances the property's value with an active, transferable four-bedroom septic improvement permit already in place for the future primary residence. A private dock and boat lift (currently without electrical service) provide immediate access to Lake Norman while plans for the estate come to life. With no HOA, no CCRs, exceptional privacy, existing infrastructure, and a rare combination of acreage, waterfront, and immediate usability, this property offers opportunities seldom found on Lake Norman. Whether enjoyed as a private retreat today or transformed into a custom waterfront estate over time, it provides the flexibility to create something truly lasting. Properties combining this level of privacy, acreage, waterfront, and future potential are increasingly difficult to replicate on Lake Norman.

1147 Whispering Winds Drive, Catawba

Listing courtesy of SERHANT. Jeremy.toney@serhant.com

$220,000
2 Beds 2 Baths 4404511 MLS ACTIVE Status
Looking for a place to call your own instead of paying someone else's mortgage? This Energy Star home, built in 2021, offers over 1,200 square feet of comfortable living space on 3.3 private acres in desirable Western Lincoln County. Surrounded by mature shade trees, this peaceful setting is perfect for relaxing evenings or entertaining family and friends. Inside, you'll find two spacious bedrooms, each with a walk-in closet. The primary suite features a private bath, while a second full bath, generous laundry room, and 3-foot-wide hallway provide added convenience. The open-concept kitchen flows seamlessly into the living room and features abundant cabinet and counter space, a stainless-steel farmhouse-style sink, and a built-in island/table that's perfect for everyday meals. Vinyl flooring runs throughout, and shiplap-style wall accents add warmth and charm. Recent updates include a 20' x 20' carport (2026), a 12' x 24' carport (2026), new gutters (2026), septic system pumped (2026), and a concrete patio added in 2023. With many two-bedroom apartments renting for $1,200 to $1,500 per month, this property offers an excellent opportunity to build equity instead of paying rent. Enjoy the privacy of 3.3 acres today, with the flexibility to build your dream home in the future while keeping or selling the existing home. Mls@440451 $220,000

6373 Dixie Lane, Vale

Listing courtesy of Century 21 Town & Country Rlty. angela.warlick@gmail.com

$879,000
4 Beds 5 Baths 4403634 MLS ACTIVE Status
Proudly presenting this stunning full-brick custom ranch home on 3.8 private serene acres elegantly tucked back in a natural peaceful setting with an extended driveway! Boasting over 3,000 sq. ft. on the main level with an unfinished 2,600 sq. ft. basement, this home offers incredible potential. The basement features full electrical and plumbing, plus a wood-burning fireplace with brick hearth, perfect for future expansion. The attic is a full walk-in, with a staircase already planned, offering even more possibilities. The main level showcases brand-new carpet in bedrooms and luxurious, durable flooring throughout the living areas. The great room features a beautiful wood-burning fireplace with a travertine and granite hearth, adding warmth and charm. The home also includes a three-car garage on the main level and a separate two-car garage in the basement, accessible via a private driveway. Step outside to your personal sanctuary — nearly 4 acres of serene woods, creeks, and mature trees, completely private and far off the road. Enjoy the expansive deck with a hot tub, overlooking beautiful natural views. The property is both tranquil and functional, with a circular driveway and multiple access points. Located just minutes from the airport, whitewater rafting, and 485, this home combines country serenity with city convenience. Opportunities like this — a custom home with acreage, multiple garages, and expansion potential — are rare. Don’t miss your chance to create your dream lifestyle at a competitive price!

12711 Moores Chapel Road, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. connie@connieyateshomes.com

$241,000
2 Beds 1 Baths 4397954 MLS ACTIVE Status
Welcome home to this beautifully remodeled 1945 stone cottage, where timeless character meets modern comfort! Nestled in approximately 1.18 private acres, this move-in ready home offers 1045 ft.² with an exceptional open concept floor plan that feels spacious, bright and inviting. Completely renovated around 2023 the home features refinished hardwood floors, stunning wood ceilings, and a cozy fireplace that serves as a centerpiece of the living area. The beautifully updated kitchen offers crisp white cabinetry, stainless steel appliances, a large pantry and an abundance of work space. Creating a clean fresh look that is perfect for every day living and entertaining. The home includes two comfortable bedrooms and a gorgeous full bath, featuring white tile, a custom solid wood vanity and matching solid wood storage cabinet. Enclosed front foyer provides a warm welcome. Just off the laundry room, step onto a spacious back deck overlooking a peaceful tree lined backyard that offers exceptional privacy. An ideal setting for morning coffee, outdoor dining or simply enjoying nature. Major improvements include a roof replaced around 2020 and a heating and air system replaced around 2023, providing peace of mind for years to come. The unfinished basement accessible from the exterior offers abundant storage space for tools, lawn equipment or seasonal items. Conveniently located with quick access to I 40 and just minutes from Morganton, Valdese and Drexel and approximately 30 minutes from Hickory. This home offers the perfect combination of privacy and convenience. Whether you're looking to downsize or purchase your first home, enjoy a completely updated cottage with classic charm. This exceptional property is ready to welcome you home.

3085 Us 70 E Highway, Morganton

Listing courtesy of Realty Executives of Hickory. williamcarlson112@gmail.com

$1,000,000
3 Beds 4 Baths 4397753 MLS ACTIVE UNDER CONTRACT Status
Rarely does a property in Mooresville offer this level of privacy, recreation, and workspace all in one package! Set on 10 secluded acres surrounded by mature trees and a creek, this amazing estate features a spacious 3-bedroom home, a finished walkout basement, a resort-style backyard with a pool, and an incredible 4,900+ square foot auto shop designed for serious enthusiasts or hobbyists. A welcoming wraparound porch leads into the kitchen showcasing granite countertops, stainless steel appliances, and abundant cabinetry while remaining open to the family room with a gas fireplace. The formal dining room provides additional entertaining space and adjoins an additional sitting room. Upstairs, the generously sized primary suite offers 2 closets and attached bathroom with double sinks, garden tub and shower. Even though the septic permit is only for 3 bedrooms, there is an additional flex room with a closet upstairs. Downstairs, the finished walkout basement expands the living space with a large recreation room, custom-built bar, full bath, and endless possibilities for entertaining, game nights, fitness, or media space. Outdoors, enjoy your own private retreat featuring a large deck overlooking the in-ground pool, patio, space for a hot tub and expansive yard surrounded by peaceful wooded views. You may commonly see deer or wild turkeys in the yard! The detached 4,986-square-foot auto shop is truly one of a kind! It's equipped with 200-amp electrical service, air compressor system, office, kitchenette break area, restroom, and loft, making it move-in ready for automotive hobbyists, collectors, or anyone needing an exceptional workspace or storage. There's ample space to store vehicles, campers, tractors and more! You feel secluded, but are still conveniently located just minutes from Downtown Mooresville, Lake Norman, Concord, Kannapolis, NC-3, and I-77. This truly amazing property combines country privacy with everyday convenience. Please DO NOT attempt to view home without appointment. Hawks Prey is a private drive. Home cannot be seen or accessed from road. Thank you!

239 Hawks Prey Drive, Mooresville

Listing courtesy of eXp Realty, LLC. laciowensrealtor@gmail.com

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